Bank Loan Assistance

Nature

Application requirements

Transfer of Title Image

Check your Qualifications:

  • At least 21 years old but not exceeding 70 years old at the end of the loan term
  • Minimum gross family income of ₱50,000/month or its equivalent in foreign currency
  • With stable source of income from employment or business
    1. Locally Employed: at least 2 years with current company
    2. Self-Employed: at least 2 consecutive profitable years of operation
    3. Employed Abroad: 2-3 years consecutive employment. Assignment of Beneficiary as Loan Administrator if not in the Philippines at the time of application

Get Pre-qualified

Click here to fill-out and submit your personal and financial information and know the BDO Loan terms that you may qualify for.

Gather Documents:

I have a BDO Account

BASIC DOCUMENTS

  • Completely filled-out application form

INCOME DOCUMENTS

Self-Employed

  1. Bank Statement, non-BDO Account
  2. Audited Financial Statements for the last two (2) years

OFW (any of the following)

  1. Latest proof of remittance for the last three (3) months
  2. Latest three (3) months payslips
  3. Latest Certificate of Employment with Income (COEI)
  4. Latest Crew Contract, if sea-based

COLLATERAL DOCUMENTS

If property is from a Developer accredited with BDO

  1. Contract to Sell (CTS)

If property is from an individual seller or a Developer not accredited with BDO

  1. Photocopy of TCT/CCT and/or Contract to Sell (CTS)
  2. Photocopy of Tax Declaration
  3. Authorization of Tax Mapping signed by present owner
  4. Copy of payment for Appraisal Fee

If Construction Loan

  1. Photocopy of TCT
  2. Photocopy of Tax Declaration
  3. Building Plan
  4. Building Specifications
  5. Copy of payment for Appraisal Fee

I don't have a BDO Account

BASIC DOCUMENTS

  • Completely filled-out application form
  • Photocopy of one (1) valid ID matching application details
  • Marriage Contract, if applicable

INCOME DOCUMENTS

Locally Employed (any of the following)

  1. Latest three (3) months payslips
  2. Latest Certificate of Employment with Income (COEI)
  3. Latest Income Tax Return (ITR)

Self-Employed

  1. Certificate of Business Registration from SEC, if applicable
  2. Bank Statement, non-BDO Account
  3. Audited Financial Statements for the last two (2) years

OFW (any of the following)

  1. Latest proof of remittance for the last three (3) months
  2. Latest three (3) months payslips
  3. Latest Certificate of Employment with Income (COEI)
  4. Latest Crew Contract, if sea-based

COLLATERAL DOCUMENTS

If property is from a Developer accredited with BDO

  1. Contract to Sell (CTS)

If property is from an individual seller or a Developer not accredited with BDO

  1. Photocopy of TCT/CCT and/or Contract to Sell (CTS)
  2. Photocopy of Tax Declaration
  3. Authorization of Tax Mapping signed by present owner
  4. Copy of payment for Appraisal Fee

If Construction Loan

  1. Photocopy of TCT
  2. Photocopy of Tax Declaration
  3. Building Plan
  4. Building Specifications
  5. Copy of payment for Appraisal Fee